Our Solutions
Merchant Cash Advance
Overview
A Merchant Cash Advance (MCA) provides businesses with fast access to capital based on their projected credit card sales, annual revenue, and payment history. It’s a practical solution for companies needing quick funding to cover expenses, pursue new opportunities, or support growth—without the lengthy approval process required for traditional loans. With our streamlined process, most businesses can get approved and funded within as little as 24 hours, allowing you to move forward confidently and keep your operations running smoothly.
Benefits
Quick funding: Access capital within 24–48 hours.
Flexible repayment: Payments scale with your daily sales volume.
No fixed installments: Repayment adjusts to your business performance.
Streamlined process: Minimal documentation and no collateral required.
Line of Credit
Overview
A Line of Credit is a flexible, revolving funding option that lets businesses access capital whenever needed. Unlike a traditional term loan, it allows you to draw, repay, and reuse funds multiple times, making it an excellent tool for managing cash flow, covering short-term expenses, or taking advantage of timely business opportunities.
How It Works
A Line of Credit functions similarly to a credit card. You’re approved for a set credit limit and can withdraw funds as needed, paying interest only on the amount you use. Once you repay the borrowed balance, those funds become available again—offering ongoing access to working capital whenever your business requires it.
Benefits
Flexible access: Borrow funds as needed without reapplying each time.
Interest savings: Pay interest only on the funds you actually use.
Revolving structure: Repaid funds become available again for future use.
Cash flow control: Ideal for managing operational costs or unexpected expenses.
Overview
A Term Loan provides businesses with a set amount of capital for major purchases or long-term investments. It’s ideal for companies planning to expand, acquire equipment, or fund large projects, offering the stability of fixed payments and a defined repayment period.
How It Works
With a Term Loan, your business receives a single lump sum upfront. Repayment occurs through fixed monthly installments over an agreed-upon term, with a consistent interest rate throughout the loan. This predictability allows for easier budgeting and financial planning, making it well-suited for substantial, long-term investments.
Benefits
Access to large funding: Perfect for major purchases or business expansion.
Fixed monthly payments: Simplifies budgeting with consistent installments.
Stable interest rate: Protects against market fluctuations for predictable costs.
Customizable terms: Choose repayment options that fit your business’s financial goals.